Personal wealth can be accumulated through Earnings (Salary or Business income) less off expenses, Savings or Investment gains. Savings can be classified into Savings account, Current account or accounts tied to salary deposits and spending. Savings come in other forms such as Investment Linked savings or Investment Linked Savings plan with insurance or sometimes also known as endowment plan. Investments fall into broad categories of Shares, Unit Trusts, REITS, Exchange-traded fund (ETF), Trading (of shares, ETF, commodities, etc) and business investments such as peer-to-peer company loans, structured investments. We strive to collate these data for you to formulate an all rounded opinion.